🏦 Open Banking and Embedded Finance Infrastructure

Access Customer Data
and Build Financial
Products

Zeeh Africa gives lenders, marketplaces, and platform businesses the infrastructure to embed financial services, verify identities, access bank data, and power credit decisions.

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Financial Inclusion for all

Zeeh Africa builds the infrastructure for platforms, lenders, and businesses serving the financially excluded through open banking APIs, identity verification, credit intelligence, and automated payment collection. We give your business the data and tools to make better financial decisions, onboard users faster, and embed financial services directly into your product without building from scratch.

Infrastructure

Core Products

Zeeh's AI powered data products helps you verify identities, access critical financial insights, and securely connect to financial data, all in real time. When used together, these tools provide seamless integration and enhanced decision-making, driving growth, preventing fraud, and optimizing your financial processes.

ZeehID

ZeehID (Identity Verification)

ZeehID (Identity Verification)

Access trusted identity databases across Africa and verify users and businesses in real-time. From BVN and NIN checks to document verification and biometric validation, ZeehID ensures every user on your platform is who they claim to be.

Explore ZeehID >

Connect

Zeeh Connect (Open Banking / Bank Data Access)

Zeeh Connect (Open Banking / Bank Data Access)

Verify financial data directly from the source. With user consent, Connect pulls transaction histories, balances, and account activity, giving you the data needed to understand income, spending, and financial behaviour.

Explore Connect >

Insights

Zeeh Insights (Credit Intelligence)

Zeeh Insights (Credit Intelligence)

Insights structures transaction data into income patterns, cash flow stability, affordability metrics, and risk signals so businesses can assess customer's ability to repay.

Explore Insights >

Direct Debit

Zeeh Direct Debit (Automated Payment Collection)

Zeeh Direct Debit (Automated Payment Collection)

Automate repayments with consent-based debit infrastructure. Collect payments on schedule without manual follow-ups, failed transfers, or non-compliant collection practices.

Explore Direct Debit >

For Platform Businesses

Build Financial Services Into Your Product

Whether you're running a marketplace, a logistics platform, or a fintech product, your users already generate financial data. Zeeh helps you turn that data into embedded financial services

1

Identity verification at onboarding

2

Offer credit based on real transaction history

3

Enable instant payouts and payment flows

4

Embed insurance and financial protection

5

Create wallets and account-like experiences

app.usezeeh.com/fedora/data

// Zeeh Connect API — Bank Data Access
const axios = require('axios');
async function getBankData(userId) {
const response = await axios.post(
'https://api.usezeeh.com/v1/connect',
{
userId: userId,
consent: true,
data: [
'transactions',
'balance',
'identity'
]
},
{ headers: {
'Authorization':
`Bearer ${API_KEY}`
}}
);
return response.data;
}

The Zeeh Group

A Growing Ecosystem Of Financial Infrastructure Products

Zeeh operates as a financial infrastructure company powering multiple platforms across identity, credit, and access.

Nook · Tenant Verification

The Smarter Way To Verify Tenants

A tenant verification platform helping landlords and property managers assess renters with verified identity and financial data. Smarter screening. Better tenants. Lower risk.

Visit Nook
Nook · Tenant Verification

Athena · WhatsApp Credit

Affordable Credit For Small Business Owners

A financial inclusion platform enabling underserved individuals, especially women, to access fast, short-term, and affordable loans via WhatsApp.

Visit Athena
Athena · WhatsApp Credit

Zeeh Global · Cross-Border Credit Infrastructure

Cross-Border Credit Infrastructure

Cross-border verification infrastructure for businesses serving immigrants and newcomers. Verify identity, financial records, and creditworthiness across borders, even for thin-file users.

Visit Zeeh Global
Zeeh Global · Cross-Border Credit Infrastructure

Built For The Businesses Closing Africa's Financial Access Gap

Digital Lenders

Assess borrowers with or without bureau history.

Digital Lenders

Platform Businesses

Marketplaces, logistics apps, agritech platforms, and SaaS tools building embedded financial services for their users.

Platform Businesses

Microfinance Institutions

Faster onboarding, better credit data, and automated collections for MFIs extending credit to traders, artisans, and informal workers at scale.

Microfinance Institutions

Financial Institutions

Expand credit access to thin-file and underserved populations without rebuilding your risk infrastructure.

Financial Institutions

By The Numbers

The Zeeh Stack in Numbers

150+

Enterprise clients across Africa

5M+

API calls processed year-to-date

₦24Tr.

Credit gap closed

Why business owners are choosing Zeeh

Businesses using Zeeh are winning. The proof is in what they're saying

Zeeh Africa has helped us streamline our entire underwriting process. We can now make faster, more confident decisions. The platform has made our operations more efficient. We have cut down our underwriting time from 24hours to minutes.

KA

Kayode Alao

CEO, LiteFi

Since using Zeeh's KYC, I am not concerned that customers will send emails or reach out to support that they are unable to complete their KYC process because of one issue or the other.

SD

Samaila Dogara

Co-founder SeedFi

The process of collecting statements is the most efficient I've experienced thus far. The platform is highly secure, and I've never encountered any issues.

TA

Tomi Akano

CEO, TomXcredit

Zeeh Africa has helped us streamline our entire underwriting process. We can now make faster, more confident decisions. The platform has made our operations more efficient. We have cut down our underwriting time from 24hours to minutes.

KA

Kayode Alao

CEO, LiteFi

Since using Zeeh's KYC, I am not concerned that customers will send emails or reach out to support that they are unable to complete their KYC process because of one issue or the other.

SD

Samaila Dogara

Co-founder SeedFi

The process of collecting statements is the most efficient I've experienced thus far. The platform is highly secure, and I've never encountered any issues.

TA

Tomi Akano

CEO, TomXcredit

Recognised for our work building open banking infrastructure and driving financial inclusion across Africa

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